The Kasumi Card offers immediate benefits that make it appealing to those looking to maximize their spending power.
With easy application and instant approval, users can immediately access exclusive rewards, discounts, and special perks.
Apply now and start enjoying the advantages of the Kasumi Card today.
What is the Kasumi Card?
The Kasumi Card is a versatile financial product offering instant rewards and benefits for everyday purchases.
- Instant Approval: Quick approval process with immediate access to benefits.
- Cashback Rewards: Earn cashback on every purchase.
- Exclusive Discounts: Access to special offers and discounts with partner retailers.
- Travel Perks: Enjoy travel insurance, airport lounge access, and bonus miles.
- Zero Liability Protection: Full protection against unauthorized transactions.
- Mobile App Integration: Track spending and rewards directly through the app.
- No Annual Fee: Enjoy the benefits without paying an annual fee.
How to Apply
Applying for this card is straightforward and can be completed online in just a few minutes.
- Visit the Official Website: Go to the official Kasumi Card website.
- Click on "Apply Now": Locate and click the "Apply Now" button on the homepage.
- Fill Out the Application Form: Complete the online application form with your personal information, including your name, address, and contact details.
- Provide Financial Information: Enter your financial information, such as your annual income and employment status.
- Upload Required Documents: Submit necessary documents, including a valid government-issued ID and proof of address.
- Review and Submit: Double-check all information for accuracy and submit your application.
- Wait for Approval: Approval is typically provided instantly or within a few business days.
Tips for a Successful Application:
- Ensure your credit score meets the card's requirements.
- Review your finances to confirm you can afford the card's fees and repayments.
- Have all necessary documents ready before applying.
- Apply online during off-peak hours to reduce processing times.
- Double-check your application for accuracy before submission.
Eligibility Requirements
To apply, you must meet specific eligibility criteria to ensure a smooth application process.
- Age: Applicants must be at least 18 years old.
- Residency: You must be a resident of Japan.
- Income: Proof of a stable income may be required.
- Identification: A valid government-issued ID and proof of address are necessary.
- Credit History: A good credit history can be beneficial for approval.
Kasumi Card Fees
Understanding the fees associated with the Kasumi Card is essential for managing your finances effectively. Here's a breakdown of the key charges:
Annual Fee
- ¥0 for the first year
- ¥1,100 (tax included) from the second year onwards
Application Fee
- ¥0
Late Payment Fee
- Up to 20% annually on the outstanding amount
ATM Withdrawal Fees
- Free withdrawals at Kasumi Bank ATMs in ¥1,000 increments.
- Fees may apply at affiliated ATMs; check specific terms.
Foreign Transaction Fees
- Fees may apply for international transactions; refer to your card's terms and conditions.
Card Features and Benefits
The card is designed to enhance your shopping experience with various exclusive perks and rewards.
- Double WAON Points: Earn double WAON points on all purchases, redeemable for discounts at Kasumi and affiliated stores.
- Kasumi Happy Days: Enjoy a 5% discount on in-store purchases every Wednesday and Friday.
- Triple WAON Points Tuesdays: Receive triple WAON points on purchases every Tuesday.
- Automatic Top-Up: Set up auto-charge for seamless electronic money (WAON) transactions.
- Instant Card Use: Access your card details immediately after approval for quick use in the Kasumi app.
- Exclusive Promotions: Access special discounts and offers available only to Kasumi cardholders.
- Priority Customer Support: Enjoy priority access to customer service for any inquiries or issues related to your card.
- Cash Withdrawals: Withdraw cash from ATMs, with free withdrawals available at Kasumi Bank ATMs in 1,000 yen increments.
- Automatic Payments: Set up automatic payments for bills or purchases with your Kasumi card for convenience.
How to Use the Kasumi Card for Maximum Benefits
To fully leverage the card's features, consider the following strategies:
Maximize WAON Points
- Shop on Double WAON Days: Earn double WAON points on all purchases during designated days.
- Utilize Triple WAON Tuesdays: Enjoy triple WAON points on purchases every Tuesday.
Take Advantage of In-Store Discounts
- Kasumi Happy Days: Benefit from a 5% discount on in-store purchases every Wednesday and Friday.
Set Up Auto-Charge for Seamless Transactions
- Automatic Top-Up: Enable auto-charge for seamless electronic money (WAON) transactions, ensuring you never run out of balance.
Monitor and Redeem Rewards via the Mobile App
- Track Spending and Rewards: Use the Kasumi app to monitor your spending and redeem accumulated rewards points efficiently.
Stay Informed About Exclusive Promotions
- Access Special Offers: Keep an eye on the Kasumi app and official communications for exclusive promotions and discounts that are available only to Kasumi cardholders.
Kasumi Card for Travel: Benefits and Perks
It offers several travel-specific benefits designed to enhance your experience, whether traveling for business or leisure.
- Travel Insurance: Receive comprehensive travel insurance coverage, including medical emergencies and trip cancellations.
- Airport Lounge Access: Enjoy complimentary access to select airport lounges worldwide, offering a comfortable place to relax before your flight.
- Bonus Travel Miles: Earn bonus travel miles on all purchases, especially when booking flights or accommodation.
- No Foreign Transaction Fees: You can make purchases abroad without worrying about foreign transaction fees, making international travel more convenient.
- Exclusive Hotel Discounts: Get discounts at partner hotels, enhancing your savings on accommodation during trips.
- Concierge Service: Access a 24/7 concierge service to assist with travel bookings, restaurant reservations, and other personalized services.
- Priority Boarding: Benefit from priority boarding on select airlines, ensuring you get settled on your flight without the wait.
Card Rewards Program
The Kasumi Card's rewards program is designed to maximize your savings and enhance your shopping experience.
How to Earn Rewards
- Double WAON Points: Earn double WAON points on all purchases, which can be redeemed for discounts at Kasumi and affiliated stores.
- Triple WAON Points Tuesdays: Receive triple WAON points on purchases every Tuesday, maximizing your rewards.
- Kasumi Happy Days: Enjoy a 5% discount on in-store purchases every Wednesday and Friday.
- Automatic Top-Up: Set up auto-charge for seamless electronic money (WAON) transactions.
How to Redeem Rewards
- In-Store Purchases: Show your Kasumi card at checkout to redeem accumulated WAON points for discounts.
- Online Shopping: Use your Kasumi card details at checkout on participating sites to access online discounts and earn points.
Additional Benefits
- Mobile App Management: The Kasumi app allows you to manage your account, track points, and view transactions.
- Priority Customer Support: Enjoy priority access to customer service for any inquiries or issues related to your card.
Customer Support
For assistance with your Kasumi Card, you can reach out through the following channels:
- Email: [email protected]
- WhatsApp: +91 9311290215 (Available Monday to Saturday, 9:00 AM to 9:00 PM IST)
The Bottomline
In conclusion, the Kasumi Card offers many benefits, from instant rewards to exclusive discounts, making it a valuable tool for everyday purchases.
With easy application and a range of perks, it’s the perfect choice for those looking to get more out of their spending.
Apply now to start enjoying all the benefits the Kasumi Card offers today!
Disclaimer
The Kasumi Card terms and conditions apply, and eligibility may vary based on individual circumstances.
Please carefully review all fees, charges, and benefits before applying to ensure the card meets your financial needs.
